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Thursday, April 4, 2024

The stock market rocketed to new record highs.1 Will markets continue to rise? Or take a dive after the recent record highs? What could the Baltimore bridge collapse mean for the economy? How about the Houthis blocking shipping...

Friday, February 16, 2024

There is a profound connection between long-term health and financial well-being

Monday, October 16, 2023

I'm writing to offer some thoughts on the horrific situation unfolding in Israel. The devastating and barbaric terrorist attacks by Hamas have destroyed and profoundly affected thousands of lives.  Let's take a moment to grieve ...

Tuesday, September 26, 2023

You might have heard that Fitch downgraded the U.S. government's credit rating in August. What does that mean for you? Should you be worried?

Monday, August 21, 2023

We're ever more inundated with information that's eager to capture our attention. We click because we want to stay up to speed and avoid missing out. The trouble is, the news is always changing. There's always a new headline or story to ...

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Thursday, July 27, 2023

A word about recessions. Are we still going to see one this year? Things are looking up. So why did so many people think a recession was coming?

Friday, July 14, 2023

Inflation continues its downward spiral. So how’s the economy doing? With the year more than half over and markets on a spree, it's an important question to consider. Let’s dig into the latest data and find out. The...

Tuesday, June 20, 2023

Have you noticed Mom or Dad showing signs of decline? Are you worried about your elderly uncle living at home by himself? You're not alone. Many of us will find ourselves making care decisions for our parents or other beloved elders. It's..

Wednesday, June 7, 2023

A new deal finally put the debt ceiling issue to rest (for now, anyway), and stocks are rallying.Are we on the brink of a new bull market?We might be. The S&P 500 has soared in 2023 and is up nearly 20% from its October 2022 low...

Thursday, May 25, 2023

Politicians are creating more drama than Hollywood over the federal debt ceiling. Let's recap what we know with some educated speculation about what could happen next.

Thursday, May 18, 2023

Imagine there are 100 miles between you and a goal. A place you want to get to.But the land in between is chock full of canyons, crevasses, and crumbling cliffs.You have two choices of how you could get there.You could find a way on...

Tuesday, May 2, 2023

This post is here in case you ever need it. Hang on to it. Ideally, save it somewhere and forward it to the folks you love in case they ever need it. If you ever have to deal with a job loss, here are 10 things you should do:

Friday, April 14, 2023

"Language is very powerful. Language does not just describe reality. Language creates the reality it describes." This quote from Desmond Tutu got me thinking about how language guides our focus and impacts our reality...

Friday, April 7, 2023

Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits....

Friday, March 24, 2023

What’s going on in markets and the economy after the recent bank failures. Several banks have collapsed under the pressure of bad management, high interest rates, and a collapse of confidence from folks like you and me.

Thursday, March 16, 2023

Rising interest rates are hitting many banking portfolios hard and weaknesses are emerging. Should we be panicked about these bank failures? No. Here's why

Monday, February 27, 2023

Go make your dreams happen. Get out there and live your life despite the headlines. There are so many negative headlines and things to worry about in 2023. But the idea that the world will ever be less uncertain is an illusion.

Friday, January 6, 2023

The 4100 pages and 90 sections to SECURE (Setting Every Community Up for Retirement Enhancement) Act 2.0 bring changes that are numerous, complex, and will roll out over several years.

Saturday, December 17, 2022

While you probably already found your notice in the mail, you may be curious about the COLA increase happening for Social Security recipients in the New Year. Starting in January, beneficiaries will see an 8.7% increase to help offset...

Tuesday, November 8, 2022

When it seems like there's a flood of bad news and everything is unpredictable, I think it's important to highlight the bright spots when we see them. And here are the bright spots of the last week as I see them!

Friday, September 16, 2022

Believe me, everyone on wants inflation to go away. Feeling anxious about the market selloff this week is normal, but it shouldn't drive your decisions. We're in challenging times, but we're going to get through them.

Friday, August 26, 2022

The new Inflation Reduction Act is a big enchilada of green energy spending, corporate taxes, and pretty major changes to Medicare. This could be a big deal to your pocketbook. Here are some Medicare changes you might want to know about.

Sunday, August 21, 2022

Are we in a recession? Depends on who you ask. That's pretty confusing, right? So, does it ACTUALLY matter whether we’re “officially” in a recession or not?

Thursday, June 16, 2022

Well, it happened. Stocks slid into bear market territory after a bad May inflation report showed that prices rose at the fastest pace since 1981. Should I be worried?

Wednesday, May 25, 2022

The last few weeks (and months) of volatility have told us that we're sailing in stormy waters. This is a quick note to tell you that it's going to be OK. Keep in mind: the more we value things outside our control, the less control we have.

Thursday, May 12, 2022

Markets gifted us with another burst of volatility and headlines are looking apocalyptic again. Some folks might think it's time to bail on markets for the summer, but I'll tell you why that thinking is a mistake. ...

Friday, April 29, 2022

Markets bucked and sold off again. Should we be worried? Not necessarily. These things happen pretty regularly, especially when headlines are negative. So, what should we do with all this noise?

Friday, April 22, 2022

Stocks seem to be caught in a volatile pattern while some economists think a recession is on the horizon. So, what do we do with that information right now? (Plus a discussion of the hunt for beauty in the mundane.)

Thursday, April 7, 2022

There's a global pandemic, inflation, atrocities in Ukraine and elsewhere. A fear arises that it's all getting worse, somehow. If you feel that way, you're not alone. A lot of people feel that way. Is the world getting worse or better?

Friday, March 18, 2022

There are almost too many things to be worried about right now. Let's get some perspective on the (many) headlines floating around. Are we in a bear market? What about inflation? Is another financial crisis looming? A recession?

Friday, March 11, 2022

Hard times are here. People are dying, running for their lives, and watching their homes go up in flames. Technology provides a front-row seat in real time. Energy prices are spiking, markets are melting. Oh yeah, there’s still a pandemic.

Thursday, February 3, 2022

Markets have been on a wild ride thus far in 2022.  Cratered into correction territory, and then bouncing right back. Weird, right? Not really. This happens pretty regularly when investors get jittery. Let’s talk about what’s going on.

Friday, January 21, 2022

Markets are driven by numbers, right?  Earnings, interest rates, future growth, etc. It's just math.  Right? Or is it? But there's more to the story. There's the story itself. And often, the story and the numbers contradict each other.

Thursday, January 6, 2022

Welcome to 2022! Are you hearing a lot of predictions? While predictions are an irresistible alternative for the vacuum of uncertainty “The function of economic forecasting is to make astrology look respectable.” John Kenneth Galbraith

Friday, December 3, 2021

This new Omicron variant of COVID is dominating the news and causing fear and uncertainty. Is this new mutation going to disrupt our economic and social recovery? Or is it just a bump in the road?

Wednesday, November 17, 2021

President Biden just signed the bipartisan infrastructure deal. What does that mean for inflation, taxes, and the economy? Are you going to be driving across a new bridge or highway funded by the bill anytime soon?

Wednesday, October 20, 2021

How are you feeling about work these days? Are you taking stock of your life and thinking about moving on? (You're not alone.) Are you a boss struggling to fill roles and retain your people? (You're in good company.) America is going...

Thursday, October 7, 2021

Capitol Hill is producing more drama than Hollywood. We've got bold statements, ultimatums, cliff-hangers, and confusing sequels. We've even got folks paddling up to Senators' party boats to discuss tax reform. Let's recap what we know...

Thursday, September 9, 2021

What were you doing on the morning of September 11th 2001? Can you picture it clearly? I was on a plane from New York to Los Angeles on the day before. I remember that there were thunderstorms in the area that evening, and we were...

Friday, August 27, 2021

Are you making plans for fall or taking a step back to reassess? Kids are heading back to school, and there's a lot to weigh right now, so I'm curious to hear your thoughts. One big thing you may have heard about in the headlines is the...

Friday, March 12, 2021

So, the next (final?) round of stimulus was just signed into law by President Biden. Let’s dive in. The $1.9 trillion bill called the American Rescue Plan Act of 2021 includes stimulus checks, child tax credits, jobless help,...

Wednesday, March 3, 2021

For the past year, it has seemed (to me, anyway) that the stream of bad news has mainly been interrupted by worse news. Every week it seems we're confronted by death tolls, natural disasters, political shenanigans, business closures,...

Monday, December 14, 2020

This pandemic is relentless. It continues to take thousands of lives daily and disrupt the lives of millions more. But we are also relentless in our resistance. In the face of mounting casualties, we continue to move forward and...

Monday, November 9, 2020

Whew... What a year this week has been. What a year this month has been. It's been a wild ride this last week, month and year! How are you handling the ride? Will you hit "reply" and let me know? Many of us have become addicted to...

Wednesday, October 7, 2020

2020 has already had more twists and turns than an HBO series. And in last week's episode, the president contracted COVID. What's up for next week?? Many say that they saw it coming (after the fact of course). I did not see that coming...

Tuesday, September 22, 2020

Need some distractions from your day? Scroll down to the bottom of this email. There's a baby jaguar. But first, let's talk about climate risk. No, I am not talking about "climate change" as the partisan political issue that divides us...

Monday, August 24, 2020

Aren’t you getting tired of this little bug that is too tiny to see but has nevertheless turned the whole world upside down? Aren’t you tired of being cooped up, scared and careful all the time? Corona Fatigue has made us...

Monday, July 20, 2020

After months of lockdowns, we the people, were finally given the okay to restart our lives and livelihoods. Many eased into the world carefully while others went all out and partied. So here we are taking a few steps backwards as our...

Wednesday, June 17, 2020

Our country, and the world, is slowly waking from the social and economic isolation imposed on us to combat the COVID-19 pandemic. While the Coronavirus is still with us we are moving forward to to recapture our lives, as we struggle...

Monday, May 18, 2020

Life has changed; how do we adapt without losing sight of what we want to achieve? As you've heard me say before, no one knows how the future will play out, but we should still look ahead and think through the consequences of what's...

Monday, May 11, 2020

"The toilet paper had armed guards." "We celebrated birthdays and graduations over Zoom." "Our children and our pets were our officemates." One day, we'll look back on these strange days and tell stories about the COVID-19 pandemic of...

Monday, April 27, 2020

There is a growing fatigue that I sense in our public and private discussion around the COVID pandemic. Do you feel it? The collective "treatment" imposed from the top, in the form of mandated social isolation and paralysis of economic...

Monday, April 20, 2020

Everyone you and I have ever met has been affected by the coronavirus. My neighbors in Agoura Hills, and friends and family in New York, Florida, Brazil, England, Germany, Italy, Australia and Israel. It's likely that every human on...

Monday, April 13, 2020

As the COVID pandemic continues to claim the lives of parents, grandparents, sons & daughters, we are finally seeing evidence that the sacrifices that we have been making are bearing fruit. The rate of serious illness, as measured by...

Tuesday, April 7, 2020

There have been an additional 500,000 confirmed cases worldwide since a week ago, for a total of 1.3 Million confirmed cases. About 350,000 in the USA alone with almost 9000 deaths (one third of which are in New York City). While that...

Monday, March 30, 2020

It has been and eventful week fraught with good news and bad. The bad new first. On the healthcare front: The total worldwide confirmed cases of COVID-19 are rapidly approaching 1 Million. As of today, there are over 777,000 confirmed...

Wednesday, March 25, 2020

March 17, 2020 What a change a weekend can make! Much of the world is staying home, and now that includes us here in Southern California. Our leaders are beginning to understand the potential seriousness of this pandemic and are taking...

Wednesday, March 25, 2020

March 23, 2020 The invisible viral scourge continues to make its presence felt more and more. It is difficult for most of us to fully comprehend the gravity of the harm that an unseen bug can impose on our health, and in turn how the...

Wednesday, March 25, 2020

March 13, 2020 It looks like the world is in a bit of panic. Kids are getting an unexpected break from school. Some of the Ivy league universities have actually kicked the students out of the dorms, sending them back to their...