Broker Check

Services

INVESTMENT MANAGEMENT

TAX PLANNING

LONGEVITY

RISK MANAGEMENT

Tax efficient investing

Focuse on net wealth preservation and growth; not just your absolute returns.  

Making an Impact


Proactive tax planning to minimize future exposure for you and your heirs. 

Much to Live on and much to live for

-From Active to Passive Real Estate 
- Durable Income Planning

Clarity & Confidence


- Medicare & Social Security Guidance
- Extended healthcare planning

Our Fees

  Our goal is to encourage you to engage, and not worry about surprise or extra fees:

- No extra charges for financial planning, retirement planning, proactive tax & estate planning

- No extra charges to review your tax returns and work with your CPA and legal advisors

- No extra charges for setting up retirement plans for Businesses and the self-employed

- No extra charges for appointments or phone calls


Risk management & Insurance are holistically integrated

- No need to shop for separate insurance agents for Life, Disability or Long-Term Care insurance or annuities

- No worries about being sold proprietary insurance or financial products

- Protection from being sold expensive & complex products that don’t serve your best interest

Asset-Based Fees


About 1% annually (Range 0.7% - 1.25%) of Assets under management at our firm.

Minimum Investable Assets: $1,000,000 

There may be other types of costs associated with investing other than what we charge, including custodial, internal fund expenses, and other costs.

Commissions

Sometimes, in order to diversify beyond classical stocks, bonds & funds, we may recommend a product that pays a commission, such as  insurance or private investments, when prudent.


If so, it will be excluded from any asset-based fees, and you will always know about it ahead of time. 

Why & when do people decide to hire us?

- When they realize that they lack the patience, emotional energy, or  time to optimize the complexities of their financial life with confidence.

- When they decide that their time is better spent elsewhere.


“The best executive is the one who has sense enough to pick good [people] to do what [needs doing], and the self-restraint to let them do it.”
– Theodore Roosevelt